rumors and speculation regarding the stimulus plan

Good afternoon to All!
As rumors and speculation continue to swirl about regarding the stimulus plan, tax credits for first time buyers, and possibly 4.5% 30 year mortgages for the purchase of primary residences, here are some givens regarding seller contributions towards closing costs and pre-paids
1. Conventional & FHA loans allow the seller to pay up to 3%.
2. VA is 4%.
3. USDA rural housing is 3%
4. SC State Housing is 3%
When working out the listing price with your seller, these numbers may help in determining the asking price since the seller contributions are almost a given in the current market.